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“For our citizenship is in heaven, from which also we eagerly wait for a Savior, the Lord Jesus Christ;” Philippians 3:20 NASBS

An interesting issue keeps coming up in marriage counseling sessions as my pastor husband and I sit across from couples of all ages and stages of their relationship. Each pair comes in with unique sets of issues, but it never fails that every couple seems to suffer from one specific problem: dishes. Yes, you read that right. Dishes are sure to come up at some point during the conversation: Who is doing the dishes? Who is leaving dishes sitting out? Who is complaining about dishes? Who is ignoring dishes? It seems to be the one marriage problem that no one can manage to resolve.

You may have heard that you can simplify your investment strategy just by owning index-based or passive investments. But is this a good idea? You’ll want to consider the different aspects of this type of investment style. To begin with, an index-based investment is a vehicle such as a mutual fund or an exchange-traded fund (ETF) that mimics the performance of a market benchmark, or index — the Dow Jones Industrial Average, the S&P 500, and so on. (An ETF is similar to a mutual fund in that it holds a variety of investments but differs in that it is traded like a common stock.) You can also invest in index funds that track the bond market.