Opinion
Avoid Holiday Debt: Spend With Intention, Not Impulse
Holiday cheer has a way of loosening purse strings – sometimes more than we can afford. In 2024, one-third of Americans ended the year with holiday debt averaging $1,181. And 60% of them were stressed about it, according to a December 2024 Lending Tree survey.
Smart Financial Moves to Make Before Year-End
As the year winds down, it’s the perfect time to make some smart moves before the calendar flips to 2026. Think of it as a financial tuneup that could help with saving money and setting you up for success in the months ahead. Here are some things to consider.
Divisions
“The Lord’s bond-servant must not be quarrelsome, but be kind to all, able to teach, patient when wronged,” 2 Timothy 2:24 NASBS








