Business & Briefs
Take Control: Why Budgeting Doesn’t Have to Feel Restrictive
Let’s be honest: The word “budget” doesn’t exactly spark joy for most people. It can feel restrictive or even generate feelings of guilt about past spending choices. But what if budgeting could feel empowering? When done right, it’s simply about understanding your money and making sure it aligns with what truly matters to you.
AI in Personal Finance: The Promise and the Limits
Your smartphone buzzes with an alert: Your budgeting app has spotted an unusual spending pattern and suggests transferring $50 from your savings account to your checking account. Later that day, a robo-advisor automatically rebalances your investment portfolio. Welcome to the age of artificial intelligence (AI) in personal finance, where technology is reshaping how we manage money.
Managing Risk at Different Life Stages
As an investor, you will always need to deal with risk of some kind. How can you manage the risk that accompanies the volatility of the financial markets? The answer depends somewhat on where you are in life.