More tips for electronic banking

I have been sharing some crime prevention information on Cyber-Crimes.  I want to finish this series talking about “Protecting Your Privacy” with all the stuff we deal with in the cyber world.  We deal with email, internet, online banking, credit cards, bank cards, and ATM’s.  These make life more efficient but it is difficult at times to keep our information confidential.  We can get caught in an Identity Theft before we know it.  Let me share some safety tips for you.  I will start with Passwords. Select at least eight characters, including a combination of letters, numbers, and symbols.  Do not use your mother’s maiden name, spouse’s name, last four numbers of your Social Security Number, and your children’s or pet’s name.  Create a new password for every website or login that requests one.  Change your passwords regularly.  Memorize passwords.  Do not write them down and carry them in your wallet or purse.  Don’t let your computer memorize passwords for you.  If you are logging in or using an ATM make sure no one is looking over your shoulder.  Next lets talk about Personal Identification Numbers (PIN).  Memorize your PIN number.  Don’t share it with anyone.  Never write your PIN on ATM or Long Distance Calling Cards.  Don’t carry them in your wallet or purse.  Always position yourself in front of a keyboard you are using at that time so no one can see you type in your PIN.  Do not leave your receipt behind from ATM machines.  Criminals can work a scheme to get your information.  If your bank assigns you a PIN go in and have it changed to your choosing.  Now let me share a thought or two about Social Security Numbers.  Release that number only when it is absolutely necessary.  Don’t carry your SS Card around with you in your wallet.  Never provide your SSN to anyone online.  No reputable company or government agency will solicit sensitive personal information.  Finally, let's discuss Credit Cards.  Be careful about online business where you pay with your credit card.  Do business only with companies you know and trust.  Shop only at secure websites that use encryption software.  Do not respond to emails requesting for you to update your credit information.  If you receive pre-approved credit card offers in the mail, do not throw them in the trash.  Shred them.  If you are expecting new cards in the mail and they do not arrive in a reasonable time, call your credit card company immediately.  Check your monthly bill carefully.  If you have a charge you did not make, call your card company immediately and report it.  You have the right to dispute any charges on your account.  If you have any unauthorized charges or bank withdrawals contact the card company and your bank then contact your police department and make a report.  We are here to assist you.